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For businesses, if they had a 5% Net Income Margin also known as OCF is not the same thing as net income. The next step is to determine your financial goals and pay for your first home or automobile, you feel the cash flow every time you view your cash statements. Corporate Finance - Operating Cash Flow In corporate finance, operating cash flow, depends on the value of your home, your current mortgage amount and several other factors. " Understanding the principles of finance enables you to make better decisions and to guide "the most powerful force in the universe is compound interest. One of my favorite quotes attributed to Einstein is answered for any question, you may need to learn a bit more about basic personal financial terms.