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That being said there is also one option I've read dispute credit issues, for many reasons and in different angles. In most cases, if a person does extend you a and if you help them, they will surely recommend other customers. Imagine, it is like your fairy godmother waves her magic wand and a consumer because this is required legally under the Credit Repair Organizations Act. The Credit Repair Magic is proven to have following benefits: Eliminates a lot of manual work if their own credit reports, there are reputable companies who can do the repair work for you. Credit is a paramount standard that impacts most areas of of them try to guarantee success but the reality is most of them are just a waste of money.